LIC India Consultant

Plan :Jeevan Amar (855) Product Summary : JEEVAN AMAR plan number 855 is a Non-Linked, Without Profit, pure protection plan. Under this plan there is flexibility to choose from two death benefit options viz. Level Sum Assured and Increasing Sum Assured.   Under this plan, there are two categories of premium rates viz. (1) Non-Smoker rates and (2) Smoker rates. Premium Payment Mode: Premiums can be paid either under Regular Premium, Limited Premium or Single Premium payment options under this plan. In case of Regular and Limited Premium payment, the premium can be paid regularly during the Premium Paying Term with modes of premium payment yearly or half-yearly. Term : 10 to 40 Years Minimum Entry Age : 18 Years (Last Birthday) Maximum Entry Age : 65 Years (Last Birthday) Minimum Sum Assured : 25,00,000 Maximum Sum Assured : NO LIMIT Premium Paying Term : Policy Benefits : On Death : On death of the Life Assured during the policy term Sum Assured on Death...

Plan :Jeevan Shiromani (947) Product Summary : Jeevan Shiromani plan is a non-linked, with-profits, limited premium payment money back life insurance plan especially designed for targeted segment of High Net-worth Individuals. Premium Payment Mode : Yearly, Halfly, Quarterly, Monthly(ECS) Term/Ppt : 14/10, 16/12, 18/14 and 20/16 Years Minimum Entry Age : 18 Years completed Maximum Entry Age : 55 Years (Nearer Birthday) for Term 14 51 Years (Nearer Birthday) for Term 16 48 Years (Nearer Birthday) for Term 18 45 Years (Nearer Birthday) for Term 20 Maximum Maturity Age : 69 Years (Nearer Birthday) for term 14 67 Years (Nearer Birthday) for term 16 66 Years (Nearer Birthday) for term 18 65 Years (Nearer Birthday) for term 20 Minimum Sum Assured : Rs 1 crore (Multiple of 5 lakhs thereafter) Maximum Sum Assured : No Limit Guaranteed Addition : Rs 50/- per 1000 SA for 1st 5 years Rs 55/- per 1000 SA for remaining PPT Policy Benefits : On Death : Death during 5 yrs : SA on Death + ...

Plan :Jeevan Anand (915) Product Summary : New Jeevan Anand(915) Plan is a participating non-linked plan which offers an attractive combination of protection and savings. This combination provides financial protection against death throughout the lifetime of the policyholder with the provision of payment of lump sum at the end of the selected policy term in case of his or her survival. Premium Payment Mode: Yearly, Halfly, Quarterly, Monthly(ECS) Term : 15 to 35 years Minimum Entry Age : 18 Year Completed Maximum Entry Age : 50 Year (Nearest Birthday) Maximum Maturity Age : 75 Year Minimum Sum Assured : 1,00,000 Maximum Sum Assured : NO LIMIT (Depending upon Income) Maximum Accidental Death and Disability Benefit Rider up to age 70. Policy Benefits : On Death : Provided all due premiums have been paid, the following death benefit shall be paid: • On Death during the policy term: Death benefit, defined as sum of Sum Assured on Deathand vested Simple Revisionary ...

Plan :Jeevan Labh (936) Product Summary : Jeevan Labh Plan (936) is a limited premium paying, non-linked, with-profits Endowment Assurance plan. Premium Payment Mode: Yearly, Halfly, Quarterly, Monthly(ECS) Term : 16 Year 21 Year 25 Year PPT : For Term 16 Year Ppt 10 year For Term 21 Year Ppt 15 Year For Term 25 Year ppt 16 year Minimum Entry Age : 8 Year Completed Maximum Entry Age : 59 Year (Nearest Birthday) Maximum Maturity Age : 75 Year Minimum Sum Assured : 2,00,000 Maximum Sum Assured : NO LIMIT (Depending upon Income) Maximum Accidental Death and Disability Benefit Rider up to age 70. Policy Benefits : On Death : Basic Sum-Assured, OR 7 times of Annualized Premium, OR 105%of all Premiums paid as on death, WHICHEVER IS HIGHER. On Survival : On survival Basic Sum-Assured + Reversionary Bonus+ Final Additional Bonus. Surrendered Value : The Policy can be surrendered at any time during the policy term provided at least two full year...

Plan :Jeevan Umang (945) Product Summary :  Jeevan Umang Plan (945) is a non-linked, with-profits whole life assurance plan. This plan provides for annual survival benefits from the end of the premium paying term till maturity and lump sum payment at the time of maturity or on death of the policyholder during the policy term. Premium Payment Mode: Yearly, Half Yearly, Quarterly, Monthly(ECS) Term :[100 - age entry] Year PPT : 15 year, 20 year, 25 year, 30 year Minimum Entry Age : [90]days (completed) Maximum Entry Age : 55 years (Nearest Birthday) for PPT = 15 50 years (Nearest Birthday) for PPT = 20 45 years (Nearest Birthday) for PPT = 25 40 years (Nearest Birthday) for PPT = 30 Minimum age at the end of the PPT :[30]years(Nearest Birthday) Maximum age at the end of the PPT :[70]years(Nearest Birthday) Age at Maturity :[100]years(Nearest Birthday) Minimum Sum Assured :2,00,000 Maximum Sum Assured :NO LIMIT (Depending upon Income) Maximum Accidental Death and Disabili...

  Plan :Aadhaar Shila (944) Product Summary : This is a regular premium paying Non-linked, With-Profits, Endowment Assurance plan.This Plan is exclusively designed for FEMALE LIVES having Aadhaar Card issued by UIDAI. This plan shall be available to standard lives only without any medical examination andthe total Sum Assured under all the policies issued to an Individual under this plan shall not exceed Rs. 3 lacs. Premium Payment Mode: Yearly, Halfly, Quarterly, Monthly(ECS) Term : 10 to 20 Years Minimum Entry Age : 8 Year Completed Maximum Entry Age : 55 Year (Nearest Birthday) Maximum Maturity Age : 70 Year Minimum Sum Assured : 75,000 Maximum Sum Assured : 3,00,000 Maximum Accidental Death and Disability Benefit Rider up to age 70. Policy Benefits : On Death : On death of the Life Assured during the policy term  Sum Assured on Death  shall be payable, which is the highest of • 110% of Basic Sum Assured; or • 7 times of annualized premium; or •...

Plan :Aadhaar Stambh (943) Product Summary : This is a regular premium paying Non-linked, With-Profits, Endowment Assurance plan. This Plan is exclusively designed for MALE LIVES having Aadhaar Card issued by UIDAI. This plan shall be available to standard lives only without any medical examination andthe total Sum Assured under all the policies issued to an Individual under this plan shall not exceed Rs. 3 lacs. Premium Payment Mode: Yearly, Halfly, Quarterly, Monthly(ECS) Term : 10 to 20 Years Minimum Entry Age : 8 Year Completed Maximum Entry Age : 55 Year (Nearest Birthday) Maximum Maturity Age : 70 Year Minimum Sum Assured : 75,000 Maximum Sum Assured : 3,00,000 Maximum Accidental Death and Disability Benefit Rider up to age 70. Policy Benefits : On Death : On death of the Life Assured during the policy term  Sum Assured on Death  shall be payable, which is the highest of • Basic Sum Assured; or • 7 times of annualized premium; or • 105% of all the premiums pa...

Plan: Jeevan Lakshya (933) Product Summary : This is a limited premium paying term conventional With-Profits Endowment Assurance plan where premium paying term is less than policy term by three years. Premium Payment Mode: Yearly, Halfly, Quarterly, Monthly(ECS) Term : 13 to 25 Years PPT : (Policy Term - 3) Years Minimum Entry Age : 18Years Completed Maximum Entry Age : 50Years (Nearest Birthday) Maximum Maturity Age : 65 Year (Nearest Birthday) Minimum Sum Assured : 1,00,000 Maximum Sum Assured : NO LIMIT (Depending upon Income) Maximum Accidental Death and Disability Benefit Rider up to age 65. Policy Benefits : On Death : Benefits payable on death: Sum Assured on Death + Bonuses and Final Additional Bonus, if any, shall be payable in following manner. Annual Income Benefit equal to 10% of the Basic Sum Assured (till policy anniversary prior to date of maturity). Assured Absolute Amount of 110% of Basic Sum Assured, payable (on due date of maturity). Along with Bonuses an...

 सभी लोगों के लिये विचारणीय...  एक व्यक्ति ने 1-08-2012 को एक राष्ट्रीयकृत बैंक में 40 लाख रुपये जमा किये थे। उसे प्रति माह 30,600/- का ब्याज मिल रहा था। ( जिस पर नियमानुसार टैक्स भी चुकाता था) वह इससे पिछले 8 सालों से वित्तीय रूप से बिना किसी चिंता के अपना जीवन यापन कर रहा था। आज 8 साल पूर्ण होने पर इस डिपॉजिट राशि ( 40 लाख रूपये ) को पुनः बैंक में जमा करवाया तो अब बैक उसे सिर्फ 17920/- प्रति माह ब्याज दे रहा है इस पर भी उसे नियमानुसार टैक्स चुकाना है। अब उसे 12,680/- प्रति माह का नुकसान है। ये उसे पहले मिल रहे ब्याज से 41% कम है।  क्या कोई उसे बता सकता है कि वह किस तरह इस नुकसान की भरपाई करे? वह कहाँ अपना खर्च कम करे? दवाइयों पर?, आटे/दाल पर?, सब्जियॉ और दूध पर? किस पर... आखिर किस पर ........!!! लगातार रोजमर्रा उपयोग की चीजों, दाल, सब्जियां, चना, बेसन, दूध, प्याज और अब टमाटर के दाम रॉकेट की तरह ऊपर बड़ रहे है। वह आज नहीं समझ पा रहा है कि 41% मासिक ब्याज के नुकसान और बढ़ते रोजमर्रा के खर्चे और महंगाई में, अपनी आजीविका पहले की तरह सुचारू रूप से कैसे चलाये? ...